Fixed Deposits

;
With Effect From 05.02.2023
A
Tenure
Up to INR 15 lakhs More than INR 15 Lakhs to less than INR 2 Cr (Callable) More than INR 15 Lakhs to less than INR 2 Cr (Non Callable) INR 2 Cr Up to INR 5 Cr (Callable) INR 2 Cr Up to INR 5 Cr (Non Callable)
Resident & NRO Resident & NRO Resident & NRO Resident & NRO Resident & NRO
7-14 days 4.25% 4.25% 4.25% 5.1% 5.1%
15-30 days 4.25% 4.25% 4.25% 5.1% 5.1%
31-45 days 4.25% 4.25% 4.25% 5.35% 5.35%
46-60 days 4.25% 4.25% 4.25% 6% 6%
61-90 days 4.25% 4.25% 4.25% 6% 6%
91-120 days 4.8% 4.8% 5% 6.55% 6.95%
121-180 days 5% 5% 5.2% 7.3% 7.3%
181-210 days 6.55% 6.55% 6.75% 6.8% 7.05%
211-269 days 6.55% 6.55% 6.75% 6.9% 7.05%
270 below 1 year 6.55% 6.55% 6.75% 7.25% 7.4%
1 year 7.05% 7.05% 7.25% 7.3% 7.65%
366 days 6.5% 6.5% 6.7% 7.3% 7.65%
367 days 7.05% 7.05% 7.25% 7.3% 7.65%
368 days to 389 days 7.05% 7.05% 7.25% 7.3% 7.65%
390 days 7.05% 7.05% 7.25% 7.3% 7.65%
391 days to 15 months 7.05% 7.05% 7.25% 7.3% 7.65%
> 15 months to 18 months 7.05% 7.05% 7.25% 7.3% 7.65%
> 18 months to < 2 years 3 days 7.3% 7.3% 7.5% 7.3% 7.65%
2 years 3 days 7.3% 7.3% 7.5% 7.2% 7.55%
> 2 years 3 days up to < 3 years 2 days 7.3% 7.3% 7.5% 7.3% 7.55%
3 years 2 days 7.4% 7.4% 7.6% 7.1% 7.5%
> 3 years 2 days up to < 5 years 7.4% 7.4% 7.6% 7.1% 7.5%
5 years 7.75% 7.75% 7.75% 7.1% 7.5%
> 5 years up to 10 years 7.4% 7.4% 7.6% 7.1% 7.5%
;
B
Tenure
Up to INR 15 lakhs More than INR 15 Lakhs to less than INR 2 Cr (Callable) More than INR 15 Lakhs to less than INR 2 Cr (Non Callable) INR 2 Cr Up to INR 5 Cr (Callable) INR 2 Cr Up to INR 5 Cr (Non Callable)
NRE NRE NRE NRE NRE
1 year 7.05% 7.05% 7.25% 7.3% 7.65%
366 days 6.5% 6.5% 6.7% 7.3% 7.65%
367 days 7.05% 7.05% 7.25% 7.3% 7.65%
368 days to 389 days 7.05% 7.05% 7.25% 7.3% 7.65%
390 days 7.05% 7.05% 7.25% 7.3% 7.65%
391 days to 15 months 7.05% 7.05% 7.25% 7.3% 7.65%
> 15 months to 18 months 7.05% 7.05% 7.25% 7.3% 7.65%
> 18 months to < 2 years 3 days 7.3% 7.3% 7.5% 7.3% 7.65%
2 years 3 days 7.3% 7.3% 7.5% 7.2% 7.55%
> 2 years 3 days up to < 3 years 2 days 7.3% 7.3% 7.5% 7.3% 7.55%
3 years 2 days 7.4% 7.4% 7.6% 7.1% 7.5%
> 3 years 2 days up to 5 years 7.4% 7.4% 7.6% 7.1% 7.5%
> 5 years up to 10 years 7.4% 7.4% 7.6% 7.1% 7.5%

Disclaimer:
Above rates are subject to change without prior notice. Depositors may please confirm the rate with respective branches before the investment.
Notes: 0.5% additional benefit for senior citizens (only applicable for deposits for Resident Indians).

Tax Saver FD Disclaimers:
(i) Maximum amount of the Deposit is Rs. 150,000.00 for a tenor of 5 years
(ii) Deduction u/s 80C of the IT Act subject to fulfilment of conditions therein. First holder is only eligible for the tax deduction.
(iii) The deposit cannot be pledged to secure a loan or be placed as security to any other asset.
(iv) Premature withdrawal of the deposit (either principal or accrued interest) is not permitted before completion of 5 years.
(v) Auto renewal facility is not permitted.
(vi) Flexible interest pay-out options on monthly & quarterly basis are available.
(vii) 0.5% additional benefit for senior citizens.

Above rates are subject to change without prior notice. Depositors may please confirm the rate with respective branches before the investment.

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