MSME & Corporate Finance

At SBM Bank India, we make sure you do not miss out on any opportunity due to a lack of funds or dearth of financing options. Our wide range of financing products can propel your business forward by providing you with bespoke solutions designed to suit your particular business needs.

We work in line with all your direct financing needs – be it for your working capital needs, term loans as well as indirect financing needs through discounts and trade benefits. Reap the benefits of our worldwide goodwill to take your business to the forefront.

Overdraft

You may not always need a loan to run your business. However, future contingencies and other external factors may sometimes lead to a short-term fund shortage situation which can be easily solved by swift planned solutions.

Cash Credit & Demand Loan

Cash Credit & Demand Loan

Get quick easy cash credit or demand loan on your account. Facilitate uninterrupted business operations with pocket-friendly interest rates and flexible repayment options.

Trade Finance Services

Trade Finance Services

A dedicated team works diligently to assist you with all your trade-related needs. Access convenient processes and issuance of letters of credit and bank guarantees.

Discounting & Negotiations of Foreign Bills

Discounting & Negotiations of Foreign Bills

Bills, at SBM Bank India, are discounted at optimum rates, quickly by robust processes. Enjoy convenient documentation, precision in handling of important dates, and healthy trade relations.

Packing Credit & Post Shipment

Packing Credit & Post Shipment Working Capital Facilities

We provide quick and hassle-free pre-shipment credit and post export working capital credit which ensures obstacle-free work-in-process to help you fulfil all your future orders. We also facilitate advances against export bills for collection.

Term Loans

You may be aware of term loans as fixed amount loans that are given for a fixed tenure at a pre-determined interest rate. Though everything in a term loan is already ‘fixed’, our wide range of term loans give you the ‘flexibility’ to choose a loan solution that is in line with your business objectives.

Project Term Loan

Project Term Loan

Avail yourself of the benefits of long-term financing solutions that study your project and fund you accordingly.

Medium/Short Term Loan

Medium/Short Term Loan

Our short and medium-term loans enable you to reach your immediate dream in no time. Be it expansion, buying new assets or hiring new talent, all you need to do is concentrate on your work front and leave the back-end financing to us.

Corporate Loan

Corporate Loan

Take advantage of optimum asset utilization with our lucrative corporate loans. With our unique combination of interest rates vis-a-vis repayment tenure, enjoy long-term financing hassle-free.

Commercial Paper

Commercial Paper

Meet all your short-term financial obligations with our commercial paper services. With our quick and hassle-free processing, obtain a commercial paper in no time.

Advances Against Shares

Advances Against Shares/Debentures/Bonds/Unit Trusts/NSC

Obtain immediate funds against your shares, debentures and other securities without selling them out in the market. Irrespective of the value of your securities being high or low, we charge interest only on the amount you have used.

Non – Fund Based

Repeat business comes not through large production capacities or higher fund availability but through goodwill and precision that accompanies your dealings. We believe in strengthening your goodwill by attaching its reputation to your name. Be it advisory, documentation, negotiation or discounting, enjoy our non-fund-based services like never before.

Bank Guarantees

Bank Guarantees

Our Bank guarantees are accepted across the globe by both financial institutions as well as the government of maximum countries. Our branches and reputed partner banks ensure quick bank guarantees and prompt collection in both import and export transactions.

Letter of Credit

Letter of Credit

We assist you right from opening a Letter of Credit to negotiating, discounting confirming, settling and other related services. Our widespread global network diligently fulfils all responsibilities that are associated with an issuing bank.

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