Invest in Mutual Funds

A crucial part of wealth management is investing your funds in the right avenues. At SBM Bank India, we understand your unique investment needs and Our Relationship Managers can help you to invest in mutual funds that align with your financial goals. Enjoy a quick and hassle-free investment process with access to a multitude of Mutual Funds along with effortless portfolio tracking and fund management. Our experts strive for minimal risks and optimal returns by periodically reviewing and rebalancing your portfolio.

Features & Benefits of Mutual Fund Investment

Allow us to help you build a strong investment portfolio.

Paperless Process

Access a hassle-free digital onboarding experience and start investing in less than 5 minutes.

Quick KYC

Start your Mutual Fund investment at the earliest with the instant Know Your Client (KYC) process.

Smart Fund Recommendations

Diversify your investments with access to over 5000+ Mutual Funds in India, across asset classes.

Portfolio Management

We evaluate your investments periodically and rebalance funds in the right mix to facilitate better returns with minimum effort.

Hassle-Free Fund Management

The online platform provides the option to pause or cancel the Systematic Investment Plan (SIP) for convenient cash flow management.

Quick Withdrawal

You have complete control over your Mutual Fund investments. You can redeem your Mutual Fund units any time, within a few clicks.

Expert Advice

Unlock the growth potential with expert advice from our industry experts.

Convenient Portfolio Tracking

Effortlessly track your Mutual Fund portfolio to check how your investments are faring, get insights on the gains and losses and subsequently make informed decisions pertaining to the direction of your investments.

How Mutual Funds Help You Grow Your Wealth

Mutual Funds have the potential to proliferate your wealth. Here’s why they should be an important component in your wealth creation journey.

Diversification

Spreading your investment in varied asset classes helps in balancing your risks and achieving distinct financial goals.

Investment Options

Mutual Fund investments offer the option to invest at uniform intervals via SIP or in lumpsum.

Tax Benefits

Equity Linked Saving Schemes (ELSS) offer tax deduction under section 80C of the Income Tax Act, 1961.

Compounding Benefit

With long term Mutual Funds, your returns also earn returns, potentially amplifying your investments.

Professional Expertise

An expert fund manager tracks the market and allocates funds on your behalf so that your investments earn potentially maximum returns.

Choosing The Right Mutual Fund For You

Your investment needs are unique. Select Mutual Fund investment plans that can align with your wealth accretion goals.

Ascertain the Required Mutual Fund Type

An expert fund manager tracks the market and allocates funds on your behalf so that your investments earn potentially maximum returns.

Identify Financial Goals

Equity Funds can be considered for creating wealth over the long-term as they tend to perform well when held for a longer term. Debt Funds can help supplement your income. Hence, identifying what you need from your Mutual Funds can help make informed decisions.

Analyse Historical Performance

You can evaluate the performance of the Mutual Fund scheme. You can analyse the record of past returns and fees for an informed judgement.

Understand Your Risk Appetite

Funds that invest in company stocks carry market risk, and may be suitable for aggressive investors. Conservative investors may consider Debt Funds.

FAQs

The minimum investment amount required for Mutual Fund can vary across Asset Management Companies (AMC) with the lowest being INR 500.

When you invest in Mutual Funds, your money is pooled with other investors who share a common investment objective. Your corpus is spread across diverse assets such as stocks, bonds, debt instruments, and securities.

An open-ended Mutual Fund allows investors to enter and exit the fund whenever they desire. For close-ended Funds, investors can enter and exit the fund for a fixed timeline. Close-ended funds are typically launched via New Fund Offering (NFO).

ELSS stands for Equity Linked Savings Scheme. It is a tax-saving Mutual Fund that has a lock-in period of three years. The fund is eligible for tax benefits under Section 80C of the Income Tax Act, 1961.

Expense ratio refers to the cost of managing a Mutual Fund. The cost is levied by the AMC, and it includes registrar fees, brokerage, fees to trustees, listing and depository fees, advisory fees and storage and handling costs (in case of Gold ETFs), to name a few.

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