Digital Banking

Enhancing disruption is Smart

Powering New-age Digital Banking

We are among the youngest universal banks in India and operate in a segment comprising a variety of players who design and deliver solutions leveraging their niche strengths. We, at SBM Bank India however, have been leveraging partnerships to combine complementary strengths and co-create powerful products for varied customer segments.
The amalgamation of agile technology and banking expertise has not only enabled us to reach and deliver to a wider audience but also develop unique products with distinct value propositions, which help build a deeper bond with the end customers.
SBM Bank India has been delivering new-age, smart, and efficient digital banking solutions, including AI-based banking service, effortless remittance solutions, the ultimate travel partner card, and more. Each of our collaborations stems from the desire to fulfil an underlying unfulfilled need, and the affirming response from the end customers has been deeply satisfying.



Avail a range of services such as cash withdrawal, domestic remittance, Bachat Khata, insurance, access to government benefit funds, and many more.

Niyo Global Card

Niyo Global

The smart account for every traveller which comes with features like Zero Forex Markup*, real-time in-app currency converter & ATM locator, savings account with up to 5% p.a interest rate** along with exclusive VISA Signature Card benefits.



RapiPay is a leading Fintech player in assisted payments services that operates through its Agent network called Direct Business Outlets (DBOs). Our DBOs provide banking and financial services like AEPS, Micro ATM, Domestic Remittance, Cash Management System, and many more to more than 1 crore end consumers every month.


HOPApp by moneyHOP

moneyHOP is a full-stack, cross-border, neo banking application that enables smarter and faster banking. It acts as the unified interface that lets users Send, Spend, and Collect seamlessly by using one app + card. As a customer-centric technology-oriented banking solution, moneyHOP fosters the idea of “One Global Account–One Global Card’ by amalgamating the intricacies of Debit+ Credit+ FX cards that enable users to perform every single banking operation in one single app.

Ind Money
Ind Money

INDmoney powered by SBM

INDmoney is a one-stop super money app for all your finances. INDmoney has partnered with SBM Bank (India) to help users open ‘Super Saver’ banking accounts which will give the user a host of special privileges. These privileges include fast, convenient, and cost-effective remittance for US stocks investments, investment in high interest yielding fixed deposits and lots more to be added in the future.

Saraswat Infotech Pvt ltd

Saraswat Infotech

Saraswat Infotech has collaborated with SBM Bank (India) Ltd. as a Business Correspondent to facilitate basic banking services such as cash withdrawal & domestic money transfer using the vast network of 15000+ agents through Micro ATM & AEPS services.

SBM Vakrangee Card
SBM Vakrangee Card


Vakrangee and SBM Bank (India) have collaborated to offer seamless digital and assisted Banking Services to customers at the remotest parts of the country. Customers can open their no-frills account digitally without any paperwork through biometric instantly. Customers get physical assisted touchpoints where they can deposit or withdraw cash easily through their biometric.

SBM Vested Card
SBM Vested Card

Vested powered by SBM

Vested enables users to open an account with SBM Bank and invest in international stocks and ETFs. Vested is a Securities and Exchange Commission Registered Investment Adviser.

SBM Mymoney Card
SBM Mymoney Card

ki cash powered by SBM

SBM ki cash is a fully functional super charged savings account offering for the informal segment customers of Bharat as well as India. The account can be operated either through an assisted agent onboarding mode or self-service mode on the ki cash app.

NEVER SHARE your Card Number, CVV, PIN, OTP, Internet Banking User ID, Password, or URN with anyone, as it can lead to unauthorised access to your account. | DIAL 1930 FOR ONLINE FINANCIAL FRAUD. REPORT ANY CYBERCRIME AT WWW.CYBERCRIME.GOV.IN | Dear Customer, in line with RBI regulation, if there are any changes/updates in the KYC documents you previously submitted with the Bank, please provide the updated documents within 30 days of such changes.