Consumer Credit Cards

Cards that work for your betterment always!




Consumer Credit Cards are designed to assist our very versatile consumers who do not like to wait and believe in on-the-go instant credit card services. Our Consumer Credit Cards offer premium power-packed banking solutions to our customers who are currently exploring newer genres to help them with instant credit facilities without any credit score requirements. These cards work on a security backed framework made to provide you with attractive benefits and privileges that make venturing into unknown projects easier.

SBM Kredit.Pe Credit Card

An FD-backed credit card at competitive interest rates, SBM Kredit.Pe Card commits to delivering exciting engagement rewards along with cash back offers.

SBM Credilio Secured Credit Card

Choose a credit card, that chooses You! The SBM Credilio Credit Card is an FD-Backed Card that never says No! The perfect card for Digital India. With 1% unlimited cashback on all transactions, exciting Interest rates on the FD and exhilarating welcome offers from leading brands. With this card in your pocket, you can take on the world.

SBM Magnet Credit Card

SBM Magnet Credit Card

A FD backed credit card that helps build credit score while earning unlimited magnet coins as rewards. Earn FD interest up to 7% p.a.* on your fixed deposit.

SBM Rupicard Credit Card

SBM Rupicard Credit Card

Discover the future with our Digital FD-Backed Card. Experience the convenience of seamless online application with SBM Rupicard Credit Card. Enjoy exciting rewards on your spends while your Fixed Deposit earns up to 7% p.a.*

Niyo SBM Global credit card

Niyo SBM Global credit card

A Fixed Deposit backed Global Credit Card that offers you zero forex mark-up* benefit. Enjoy the liquidity of a Credit Card, while earning up to 7% p.a.* assured interest on your Fixed Deposit.

Niyo SBM Global credit card

SBM UNI card

SBM Bank UNI cards are committed to delivering an unmatched credit experience for millions of Indians. It is different, unique & powerful.

SBM OneCard  Credit Card
SBM OneCard  Credit Card

SBM OneCard Credit Card

A unique opportunity to own an assured swanky app-based credit card and improve your credit score by just using the card!

SBM GILD  Credit Card

SBM GILD Credit Card

SBM Gild FDPay is India’s first premium FD-backed credit card where rewards can be redeemed for digital gold. Gild is powered by VISA and using the Gild App you can manage your FD account, Gild SBM Credit Card & rewards in one place.

SBM Paisabazaar Step-Up  Consumer Credit Card

SBM Paisabazaar Step-Up Credit Card

Avail a credit facility that helps you improve your credit score, and also enjoy access to Accounts and Deposits that offer a premium bank experience along with lucrative returns.

NEVER SHARE your Card Number, CVV, PIN, OTP, Internet Banking User ID, Password, or URN with anyone, as it can lead to unauthorised access to your account. | DIAL 1930 FOR ONLINE FINANCIAL FRAUD. REPORT ANY CYBERCRIME AT WWW.CYBERCRIME.GOV.IN | Dear Customer, in line with RBI regulation, if there are any changes/updates in the KYC documents you previously submitted with the Bank, please provide the updated documents within 30 days of such changes.