An unforeseen challenge or sudden opportunity calling for funding? The money once invested in purchasing real estate can now be liquidated reversibly with Loan Against Property. You can get immediate funds up to 65% of the value of your commercial or residential property, and use it to start/expand your business, fund an educational or medical emergency, or towards a wedding, vacation or any other personal or professional requirement. Loan Against Property can also be used to transfer your existing loans.

Avail immediate funds by simply keeping your commercial or residential property as collateral. Use these funds to finance or expand your business, fund any educational or medical emergency, family wedding, vacation or for any other personal or professional requirement.

Loan Against Property can also be used to transfer your existing loans with minimum documentation.

  • Benefit from: Enjoy attractive interest rates, extended tenure up to 15 years and flexible repayment options
  • Diverse use cases: The loan may be deployed to meet diverse purposes across personal or business needs with a nil prepayment penalty
  • Definitive loan value: Obtain an upfront loan up to 65% of the prevailing value of your current real estate property
  • Quick loan processing: Speedy sanction with the option of loan balance transfer of an existing loan
  • Wide acceptance criteria: Both commercial and residential properties are accepted as collateral, while you continue to retain the ownership
  • Wide eligibility: Applicable for salaried and self-employed professionals
  • Affordable interest rates make availing of funds more profitable than other loan prospects
  • Alternative borrowing options: Customers engaged in business operations may opt for overdraft facility against property
  • Extended tenure up to 15 years spread your reimbursement into smaller and more flexible EMIs
  • Flexible repayment options help you use your funds tension-free
  • No prepayment penalties enable you to repay your loan amount earlier reducing your interest amount
  • Overdraft facility can also be availed easily
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