OneCard powered by SBM Bank India provides the mobile-first credit card experience. OneCard is a tech-powered and classy metal credit card, fully controlled by OneCard app. This app-based virtual card is loaded with advanced controls and unique features, and the best part is it’s lifetime free!

The result is OneCard - a credit card re-imagined for the mobile generation.

Your name gets carved on the metal body. The OneCard metal card is sleek, classy, and one of a kind, just like you.

Enjoy total control of your credit card anytime, anywhere. This virtual card is the brains behind the beauty.

There’s no joining or annual fee and no hidden charges.

Convert your spends to EMI inside the OneCard app. Track and manage all your EMIs in one place.

Get 5X rewards on your top 2 spend categories, instantly redeemed for cash or purchases in the app. Our reward points are credited instantly and never expire!

Your love for travel made easy with just a 1% Forex charge.

OneCard powered by SBM Bank India provides the mobile-first credit card experience. OneCard is a tech-powered and classy metal credit card, fully controlled by OneCard app. This app-based virtual card is loaded with advanced controls and unique features, and the best part is it’s lifetime free!

The result is OneCard - a credit card re-imagined for the mobile generation.

What makes it unique?

It’s Metal

Your name gets carved on the metal body. The OneCard metal card is sleek, classy, and one of a kind, just like you.

OneCard App

Enjoy total control of your credit card anytime, anywhere. This virtual card is the brains behind the beauty.

Lifetime Free

There’s no joining or annual fee and no hidden charges.

EMI Dashboard

Convert your spends to EMI inside the OneCard app. Track and manage all your EMIs in one place.

Rewards on every spend

Get 5X rewards on your top 2 spend categories, instantly redeemed for cash or purchases in the app. Our reward points are credited instantly and never expire!

1% Forex

Your love for travel made easy with just a 1% Forex charge.

How to Apply for OneCard

With OneCard which is powered by SBM Bank India, applying for a credit card no longer needs to be complex process with multiple steps and long wait times.

Get started using a completely digital on-boarding process, and activate your OneCard in less than 5 minutes.

All you need to do is:

How to Apply for OneCard

With OneCard which is powered by SBM Bank India, applying for a credit card no longer needs to be complex process with multiple steps and long wait times.

Get started using a completely digital on-boarding process, and activate your OneCard in less than 5 minutes.

All you need to do is:

1. Download the
OneCard App
2. Unlock
OneCard offer
3. Activate your
virtual OneCard
instantly

Got a low credit score and still want a OneCard Metal Credit Card?

Well, guess what? You can still get this unique credit card by opening an FD through the OneCard app with SBM Bank India.

Once you do, the credit limit for your OneCard will be 110% of your FD amount and your interest rate, 6.5% per annum*.

This FD is completely safe with SBM Bank India, an RBI-approved bank.

OneCard Story

Watch Mr. Neeraj Sinha brew some interesting conversations with the founders of OneCard - Mr. Rupesh Sharma, Mr. Anurag Sinha, and Mr. Vibhav Hathi

What’s Brewing Episode

Episode 2 | SBM Bank India X OneCard

Unwind the Coffee Table FlipBook

Comes with great offers

Your OneCard Credit Card issued by SBM Bank India comes loaded with a host of exciting offers and deals that you can use daily.

Whether you’re looking for cool gadgets, good food, head-turning fashion deals, or even travel discounts, OneCard has specially curated offers for all your needs.

Special deals and in-app contests are also launched during the festive season to add an extra dose of joy to your spending!

INDMoney

Help Center

Experience round-the-clock assistance from our experts!
Simply call on 1800 1033 817 or drop us a mail at customercare@sbmbank.co.in

NEVER SHARE your Card Number, CVV, PIN, OTP, Internet Banking User ID, Password, or URN with anyone, as it can lead to unauthorised access to your account.