Digital Lending Solutions

Hassle-free, safe, and uncomplicated is Smart




Aim for goals to propel your dreams to greater heights

As we step towards an ambiguous future, customers seek lending solutions that foster security and develop relationships. We are enabling financial institutions to streamline the lending and offer their customers the convenience of self-service digital loans. The objective is to make loan origination, simple and painless, as well as help, sustain customer-centric digital experiences at scale.

Zest

ZestMoney

It is the largest and fastest-growing consumer lending fintech company in India using mobile technology, digital banking, and Artificial Intelligence to make our life more affordable by putting customers in touch with our lending partners and managing their credit for them.

Grayquest
Grayquest

GrayQuest

Trusted by some of India’s leading education organizations from K12 Schools to Universities, to enable a more flexible, convenient, and rewarding fee payment experience to their customers.

Lendingkart

Lendingkart

Customers get a Line of Credit (Overdraft (OD) Account created for One Year) which can be utilized and repaid as per their requirement. Interest is charged only for the utilized amount and for the duration for which funds are used. Interest will be charged to the account on the last day of the month and the customer has to only pay interest on a monthly basis. Customers can keep withdrawing & repaying unlimited number of times as per their requirement.

Catch up on our Collaborative Conversations

#SmartbankingEpisodes


  • EnKash & SBM Bank India | In conversation with Naveen Bindal, Co-founder, EnKash

  • Niyo & SBM Bank India | In conversation with Vinay Bagri, Co-founder & CEO and Virender Bisht, Co-founder & CTO, Niyo Global

  • PayNearby & SBM Bank India | In conversation with Anand Kumar Bajaj, Founder, MD & CEO

  • Paisabazaar.com & SBM Bank India | In conversation with Naveen Kukreja, CEO & Co-founder

  • SBM Bank India | slice Card | Rajan Bajaj CEO & Founder, slice

NEVER SHARE your Card Number, CVV, PIN, OTP, Internet Banking User ID, Password, or URN with anyone, as it can lead to unauthorised access to your account.